Bringing a dog into your life can be a joyful experience—but it’s no secret that some breeds are more expensive to own than others. From the initial purchase price to ongoing expenses like food, grooming, and healthcare, costs can quickly add up.
For budget-conscious pet parents, knowing which breeds are affordable without sacrificing personality, health, or companionship is essential. Whether you’re a first-time dog owner or a family seeking a low-maintenance furry friend, certain breeds offer both affordability and adaptability.
These pups thrive in diverse living situations, often requiring minimal grooming, straightforward training, and manageable health care, making them perfect for owners who want the joy of a dog without breaking the bank.
If you’re ready to welcome a furry companion that’s both lovable and budget-friendly, check out our list of low-cost dog breeds —complete with insights on personality, care, and tips to make your life with your pup even easier.
Quick Insight: According to the AKC, the annual cost of owning a dog can go up to $2,489, covering food, veterinary care, grooming, and supplies.
Top Low-Cost Dog Breeds for Savvy Owners
1. Chihuahua
Average Cost: $500–$1,000
Don’t let their tiny size fool you—Chihuahuas have enough personality to power a small city. These pocket-sized pups are not only adorable but also incredibly budget-friendly, making them a favorite for savvy dog owners who want companionship without the hefty price tag.
If you go for a short-haired Chihuahua, you can practically skip the grooming salon entirely. Long-haired varieties do require some brushing, but let’s be honest—you probably already spend time brushing your own hair, so adding a furry friend to the mix isn’t too much extra effort.
Chihuahuas can have a few health quirks, but a proactive vet and a little TLC go a long way. Plus, they live long lives, sometimes into their late teens, meaning more years of tiny barks, big personality, and endless cuddles.
Apartment dwellers, city slickers, or anyone who loves a dog that fits comfortably in your lap (or even your handbag) will find a Chihuahua to be the perfect companion.
They might be small, but they come with a heart, courage, and sass that could rival a Great Dane. And let’s be honest, watching a Chihuahua strut around like it owns the world? Totally priceless.
2. Dachshund
Average Cost: $500–$1,200
Meet the Dachshund: long in body, big in personality, and tiny enough to fit in your lap—but don’t let their size fool you. These “wiener dogs” are brave to the point of recklessness, curious to the point of trouble, and charming enough to make everyone forgive them.
Their long, low-slung bodies aren’t just cute—they’re iconic, making them one of the most recognizable and beloved breeds in the U.S. One major bonus for budget-conscious owners? Dachshunds don’t shed as much as many other breeds.
That means fewer grooming trips and fewer mysterious clumps of fur on your sofa or favorite black pants. Basically, less money spent and more time cuddling (or chasing them around the house when they inevitably get into mischief).
Even though they’re small, Dachshunds are surprisingly energetic. Regular exercise is a must to keep their muscles strong and protect that famously long back from injuries, PetMD noted.
Think gentle walks and low-impact play rather than wild zoomies or extreme agility courses. Jumping on and off furniture is a no-go, so pet stairs or ramps aren’t just cute—they’re an investment in spinal health.
In short, Dachshunds are the perfect mix of personality, loyalty, and affordability. They’ll make you laugh, they’ll make you sigh, and they might even try to dig up your backyard just for fun—but you’ll love every quirky, long-bodied minute of it.
3. Beagle
Average Cost: $400–$1,000
Beagles are like the all-terrain vehicles of the dog world: small enough for city life, energetic enough for outdoor adventures, and with noses that could give any detective a run for their money.
Originally bred for hunting, these small dogs still love to follow scents—but nowadays, their favorite “prey” is usually a squeaky toy or the occasional dropped snack. Hills Pet noted that despite their energy, Beagles are a surprisingly low-maintenance dog breed.
Regular walks and some playtime are all they need to stay happy, and grooming is a breeze thanks to their short coats. No fancy salons required—just a good brush now and then, and you’re golden.
Food-wise, they’re not high rollers either. An adult Beagle typically does fine with one hearty meal a day, plus maybe a bedtime biscuit (because even Beagles have a sweet tooth). Their friendly, social nature makes them great family pets, and their curious little faces are impossible to resist.
Budget-conscious dog lovers take note: Beagles are affectionate, fun, and full of personality without breaking the bank.
Just don’t be surprised if they occasionally “borrow” your socks or follow every smell like a four-legged detective on a mission—you’ll laugh, you’ll shake your head, and you’ll love them anyway.
4. Jack Russell Terrier
Average Cost: $500–$1,200
If energy had a face, it would probably look like a Jack Russell Terrier. These budget-friendly pups are small but packed with enough personality—and zoomies—to keep any household on its toes. Jack Russells are fearless, curious, and endlessly playful, which makes them perfect for owners who enjoy an active, hands-on companion.
Despite their high energy, they’re relatively low-cost dogs to maintain. Their short coats are easy to care for, meaning grooming costs are minimal—just a quick brush now and then to keep that sleek coat shiny. Food-wise, they don’t eat a ton, so your wallet gets a little break compared to larger, hungrier breeds.
However, don’t let their size fool you—they need plenty of mental and physical stimulation. A bored Jack Russell is a mischievous Jack Russell, capable of turning your socks, shoes, or even couch cushions into “toys.” Puzzle games, fetch, or agility training are great ways to keep them entertained and happy.
For savvy dog owners looking for a small, budget-friendly, and endlessly entertaining companion, the Jack Russell Terrier is an ideal choice.
They may be small in stature, but they bring a mountain of personality—and a fair share of chaos—to your home. And honestly, who doesn’t love a dog that keeps life exciting?
5. Pug
Average Cost: $600–$1,200
Meet the Pug: a wrinkly little bundle of joy with a personality that’s bigger than their tiny frame. These charming dogs have been stealing hearts since at least 400 B.C., and it’s easy to see why—they were bred to be companions, and companionship is exactly what they deliver.
Whether you’re a solo city dweller or part of a bustling family, a Pug will happily curl up beside you, snort a little, and make you feel like the center of the universe.
WebMD says Pugs are short-haired, which means grooming is quick, easy, and affordable. A simple brush now and then keeps their coat shiny, and you can skip those pricey salon visits.
While they don’t need marathon runs or extreme workouts, daily activity—like a brisk walk or a playful indoor session—keeps them fit and prevents those famous pug plops from turning into a couch potato lifestyle.
These little comedians are also masters of making life fun. Their snorts, snores, and quirky expressions could make anyone smile, and their friendly, easy-going nature makes them wonderful around kids, visitors, and even other pets.
Regular vet checkups will keep them healthy and happy, making them low-maintenance in both care and costs—perfect for budget-savvy dog lovers. Pugs are proof that you don’t need a giant dog to bring enormous joy. They’ll charm their way into your heart, one snuffle and wiggle at a time.
6. Greyhound
Average Cost: $800–$1,500
Greyhounds might be famous for their speed on the racetrack, but off the track, they’re the ultimate low-maintenance companions. Don’t be fooled by their sleek, athletic build—they’re actually couch potatoes at heart.
These gentle giants love a good sprint once in a while, but their true talent lies in curling up on the sofa and soaking up some well-deserved belly rubs. Thanks to their short coats and naturally low-oil skin, Greyhounds don’t need frequent baths—just a few a year (unless, of course, they discover a mud puddle or decide your garden is a personal playground).
A simple grooming mitt a few times a week keeps their coat shiny and smooth, while monthly nail trims and ear cleaning cover the basics without draining your wallet.
Despite their lean, muscular frames, Greyhounds are surprisingly low-key indoors and are often described as “45-mph couch potatoes.”
They’re friendly, affectionate, and calm, making them ideal for families, couples, or even solo owners who want a dog that’s both graceful and easygoing. Plus, adopting from Greyhound rescues is often more affordable than buying from breeders—another win for savvy pet owners.
If you want a dog that’s elegant, affectionate, and surprisingly low-cost to maintain, a Greyhound might just be your perfect match. They’ll sprint through your heart in seconds, then nap there for hours.
7. Whippet
Average Cost: $700–$1,200
Whippets are like the elegant cousins of Greyhounds—sleek, fast, and surprisingly affectionate. Don’t let their racing-dog looks fool you: while they love a good sprint now and then, Whippets are just as happy curling up on the couch, snuggled under a blanket, and enjoying some quiet time.
These dogs are low-maintenance and easy on the wallet. Their short coats mean minimal grooming—just a quick brush now and then to keep that glossy coat shining.
Occasional baths, nail trims, and ear cleaning cover the basics, and you’re all set. Unlike some more “high-strung” breeds, Whippets are calm indoors, making them ideal for apartments, townhouses, or cozy suburban homes.
Despite their calm indoor demeanor, Whippets do need regular exercise to stay healthy and happy. A daily walk or a safe fenced area to run will keep them fit without requiring marathon training sessions. They’re friendly, loyal, and gentle, making them perfect companions for families, couples, or solo owners.
In short, Whippets are elegant, loving, and surprisingly easy to care for. They combine the grace of a sprinter with the heart of a lap dog, offering all the joy of a companion dog without draining your time or wallet.
Conclusion
Choosing the right dog breed for your budget doesn’t mean sacrificing companionship, joy, or the love of a furry friend. Affordable dog breeds—whether small breeds or active breeds—offer families a smart choice for welcoming a pet into any household. Mixed-breed dogs and shelter dogs are also excellent options, often available through local animal shelters or rescue organizations, allowing you to save money while giving a forever home to a deserving companion.
When considering adoption or purchasing from reputable breeders, it’s important to factor in long-term pet care costs, including vet visits, pet food, professional grooming, and pet insurance. Many of these budget-friendly dogs have minimal grooming needs, are easygoing in nature, and fit well into apartment living, busy households, or family life with younger kids. Whether you’re a first-time owner or looking for a small breed with a playful or calm personality, careful breed research ensures you choose the perfect breed for your lifestyle.
