When it comes to choosing a dog, many pet owners want a companion that not only fits their lifestyle but also their budget. While some breeds come with a hefty price tag, there are plenty of affordable options that offer much more than just a low cost—they also boast impressive lifespans.
Imagine adopting a loyal, loving furry friend who will be by your side for many happy years, all without breaking the bank. From low-maintenance care to long-lasting companionship, these cheap dog breeds offer both affordability and longevity.
Whether you’re a first-time dog owner or looking to add another member to your family, finding a breed that combines cost-effectiveness and a long life can bring peace of mind and joy for years to come. In this guide, we’ll explore some of the best budget-friendly dogs with long lifespans, making your decision to adopt a new best friend easier than ever.
Cheap Dog Breeds to Own with a Long Lifespan
1. Chihuahua
Chihuahuas are an ideal choice as one of the most affordable dogs breed, offering both personality and affordability. These small dogs are not only affordable to acquire but also come with low maintenance costs. Their small size means less food, fewer supplies, and minimal space requirements, making them perfect for budget-conscious pet owners.
PetMD states Chihuahuas typically have a life expectancy between 14 and 16 years, offering long-term companionship without the financial burden of larger breeds.
Despite their tiny size, Chihuahuas have energetic personalities and form strong bonds with their owners. They are playful and loving, ensuring they bring joy to your home for many years. They are ideal for apartment living, where space is limited, further reducing maintenance costs related to outdoor activities.
Grooming Chihuahuas is also cost-effective. With their short coats, they require only occasional brushing, and their health care is generally affordable. Routine vet visits and preventive care are sufficient to keep them in good health, adding to their overall affordability.
Chihuahuas are highly adaptable, making them a good fit for a variety of living environments, from city apartments to suburban homes. Their low activity level ensures they don’t require much space or exercise, contributing to their long lifespan and cost-effectiveness. Their small size and affectionate nature make them ideal lap dogs, perfect for cuddling up on the couch.
Overall, Chihuahuas are one of the best cheap dog breeds to own. With minimal care requirements and affordable upkeep, they make a great companion for those seeking a long-term, budget-friendly pet.
2. Toy Manchester Terrier

The Toy Manchester Terrier is an excellent choice for those looking for a cheap dog breed with a long lifespan. They are affordable to acquire and maintain. Their small size means less food, fewer supplies, and minimal space requirements, making them a budget-friendly option for many dog lovers.
With proper care, they typically live up to 15 years or more, offering long-term companionship without the high costs of larger breeds.
As noted by AKC, this breed is known for its lively and intelligent nature, making it an ideal candidate for fun tricks and consistent training. Toy Manchester Terriers are quick learners and enjoy mental stimulation, which helps avoid the need for expensive behavioral interventions.
Their playful, energetic personality ensures they are always entertaining, while their compact size makes them easy to care for, even in smaller living spaces.
With short, sleek coats, they don’t require frequent grooming, reducing the amount spent on professional care. Their overall health is also relatively easy to maintain, with basic preventive care keeping costly vet visits to a minimum.
One of the key benefits of the Toy Manchester Terrier is its adaptability. Whether living in an apartment or a house, they thrive in various environments. They don’t need a large yard or extensive exercise, making them a perfect choice for urban dwellers. Additionally, they generally get along well with other animals, ensuring that they fit easily into families with other pets.
On the other hand, Rat Terrier or Irish Terrier are among the least expensive breeds, offering a great balance of affordability and longevity.
Overall, the Toy Manchester Terrier stands out as a cost-effective, long-living companion. With minimal grooming, manageable care needs, and a playful temperament, they make a fantastic choice for anyone looking to save money while still enjoying the benefits of a loyal, energetic dog.
3. Schipperke
The Schipperke is a fantastic choice for those looking for an affordable and energetic companion. Known for their small size and lively nature, Schipperkes are relatively low-maintenance in terms of grooming.
Their dense, double coat requires regular brushing to prevent mats, but they don’t have the excessive grooming needs of some other breeds, making their grooming costs more manageable. This makes them an attractive option for pet parents who want a dog that’s both fun and easy to care for.
Originally bred as a working dog, Schipperkes have a strong instinct for independence and are naturally curious. They are quick learners and respond well to positive training methods. Their energetic nature means they thrive on proper exercise and mental stimulation.
With the right amount of activity, they maintain a healthy weight and stay active, making them well-suited for families or individuals who can provide regular exercise.
As noted by PetMD, Schipperkes are a healthy breed overall, but they may be prone to conditions like Legg-Calvé-Perthes disease, in which bone deterioration causes pain and limping. However, with proper care and preventive measures, such issues can often be managed, allowing the Schipperke to lead a long and active life.
This breed is highly adaptable, making them suitable for various living environments. Whether in an apartment or a larger home, Schipperkes adjust well to different spaces. Their size and exercise needs make them ideal for people with busy lifestyles, as they don’t require excessive outdoor time but still enjoy an active daily routine.
Schipperke is an affordable, low-maintenance breed with a lot of personality. With their manageable grooming costs, health maintenance, and energetic nature, they make an excellent choice for anyone seeking a small but lively companion.
4. Dachshund
The Dachshund is an ideal choice for those seeking a long-lived, healthy dog that won’t break the bank. One of the most affordable dog breeds, they have a manageable adoption fee and low overall maintenance costs. Their small size reduces expenses related to food, supplies, and grooming, making them a great option for first-time pet owners or those on a budget.
Dachshunds are generally considered a healthy breed, with a lifespan of around 12-16 years. Although they may have some common health concerns, regular check-ups and a proper diet can help prevent costly medical issues.
Their sturdy constitution and relatively low risk of serious health issues make them a cost-effective companion for many pet parents.
As noted by Hillspet, Dachshunds are purebred dogs and retain their distinct appearance and characteristics. Their easygoing temperament makes them a great fit for various living situations, from apartments to houses, ensuring they remain a budget-friendly option for pet ownership.
These little pups are known for their playful and affectionate personalities. They form strong bonds with their owners, providing years of loyal companionship. With some basic training, Dachshunds become well-behaved and easy to care for, reducing the time and money spent on behavioral issues.
Overall, the Dachshund combines affordability with a healthy, long lifespan. With low maintenance costs, minimal health concerns, and a fun-loving nature, they make an excellent choice for anyone seeking a budget-friendly, long-lasting companion.
5. Jack Russell Terrier

The Jack Russell Terrier is a fantastic choice for anyone looking for a small, energetic, and affordable dog breed. They come with a relatively low purchase price and minimal upkeep costs. Their small size means they require less food and fewer supplies, making them a budget-friendly option for pet parents looking for a long-lasting companion.
Known for their high energy and intelligence, Jack Russells are lively little dogs that thrive on stimulation. While they may require more attention and exercise than some other breeds, their low overall health care costs and longevity make them a great investment for active families or individuals.
Jack Russell Terriers typically live between 12 to 16 years, enjoying a long and active lifespan. Their energetic nature and strong health contribute to their longevity when well cared for.

Jack Russells are generally a healthy breed, with few serious health concerns. Regular exercise and proper care can help maintain their health, reducing the need for expensive vet visits or pet insurance. This makes them a cost-effective option compared to other breeds that may have more frequent health issues.
These small dogs are ideal for apartment living or smaller spaces. Their manageable size and adaptable personality make them a perfect little companion for those with limited room. Despite their small stature, they have big personalities and make excellent family pets, fitting well into households with children or other pets.

Jack Russell Terrier is an affordable, low-maintenance breed with a long lifespan. With minimal health concerns, a manageable purchase price, and their lively personality, they make a wonderful choice for those seeking an energetic, budget-friendly companion.
6. Papillon

The Papillon is an excellent choice for those seeking an affectionate and intelligent breed that won’t strain their budget. Known for their friendly and lively nature, Papillons make great family dogs. Their small size and low maintenance needs make them a great option for pet parents looking for a loving companion without high costs.
Papillons are an intelligent and smart breed with a keen sense of awareness. They enjoy engaging in mental stimulation and are quick learners, making them easy to train. Their active, playful personality ensures they remain entertaining throughout their life.
Their manageable size makes them suitable for various living environments, including apartments or homes with limited space.

Papillons typically have a long life expectancy, often living 12-16 years with proper care. This longevity, paired with their relatively low health care costs, makes them a cost-effective choice for those seeking a long-term companion. With a healthy diet and routine vet visits, they tend to avoid serious health problems.
These affectionate dogs are particularly known for their bond with their owners. They are highly social and love being part of family activities, making them a great fit for households with children or other pets. Their gentle nature and loyalty make them ideal companions, especially for those seeking a small dog with a big heart.
Papillon is a budget-friendly, loving pet with a long lifespan. Their intelligent, playful demeanor and manageable care requirements make them a wonderful option for pet parents looking for a cost-effective, loving companion that fits well into various lifestyles.
7. Bichon Frise

The Bichon Frise is a perfect example of an affordable, long-lasting companion for pet parents looking for a cheerful and loving dog. With their friendly demeanor and manageable size, Bichons are among the more affordable dog breeds, offering both companionship and longevity.
Their cheerful nature and fluffy, hypoallergenic coats make them particularly attractive to families looking for a low-maintenance yet affectionate pet. This breed generally has an average lifespan of 12-16 years, making them a long-term investment for any dog lover.

With proper veterinary care, Bichons tend to stay healthy and active throughout their life, though they can sometimes be prone to dental issues, which makes regular vet checkups important. Fortunately, their relatively low-maintenance health care needs and adaptability make them a cost-effective option for those who want a long-lived dog without the high price tag.
Bichon Frises require some grooming, but their maintenance costs remain relatively low compared to breeds with heavier shedding. Their coats need regular brushing to prevent mats and tangles, but they do not shed excessively, making them a great choice for those seeking a hypoallergenic dog. Their grooming needs are manageable, and their playful, loving nature makes the time spent caring for them a rewarding experience.
These adorable small dogs thrive in various living environments, from apartments to larger homes. They are great for families and individuals, as they are generally easygoing and social.
As guided by Pawlicy advisor, Bichons are prone to obesity, and you must watch their food intake and regulate treats. Most importantly, contact your veterinarian to help you identify the best type of food and feeding schedule for your dog to avoid weight gain.
Bichon Frise is an affordable dog breed that offers both companionship and longevity. Their manageable grooming needs, friendly personality, and relatively low veterinary care costs make them an excellent choice for those looking for a loving, long-lived companion.
Conclusion
When choosing a dog with a long lifespan, it’s essential to balance both cost and health. While expensive dog breeds like the French Bulldog or Border Collie can live long lives with proper care, there are also the least expensive dog breeds that offer great companionship, such as Chihuahuas and Cocker Spaniels.
Many mixed-breed dogs also provide longevity, as they tend to have fewer hereditary health issues, making them a smart choice for those seeking a healthy dog breed. For those interested in unique options, hairless dogs like the Chinese Crested Hairless or American Hairless Terrier may appeal, offering distinctive traits without the need for much grooming.
Dogs like the Pit Bull or German Wirehaired Pointer are often healthier and more resilient, reducing the risks of common issues like heart disease. Additionally, even larger dogs like the Pembroke Welsh Corgi or Miniature Pinscher can provide a long, happy life when properly cared for.
Ultimately, whether you opt for a smaller, lap dog with affordable prices or a more active, hunting dog, there are plenty of options to suit different lifestyles. Ensuring proper care and understanding your dog’s specific needs, including regular vet checkups, will help your furry friend enjoy a long and fulfilling life.