Think owning a dog is too expensive? Think again! While some breeds can come with hefty price tags and high maintenance needs, there are plenty of lovable, low-cost companions out there that won’t drain your savings. Whether you’re a student, a family on a budget, or simply someone who believes love shouldn’t come with a four-digit adoption fee, this guide is for you.
Let’s bust a myth right away: “cheap” doesn’t mean “less lovable” or “low quality.” Many affordable dog breeds, whether mixed-breed dogs or purebred dogs, are known for being loyal, relatively low-maintenance, and incredibly affectionate. They might not win fancy dog shows, but they’ll win your heart with every tail wag and cuddle.
Some of the least expensive dog breeds to own are also among the healthiest and easiest to care for. With minimal maintenance costs, modest food requirements, and fewer hereditary health issues, these dogs fit perfectly into a budget-conscious lifestyle.
We’ll walk you through the best affordable options, highlight their standout traits, and help you find the perfect match for your lifestyle, without breaking the bank.
Ready to meet your future best friend? Let’s get started!
Cheap Dog Breeds
1. Miniature Pinscher
Don’t let the “miniature” part fool you—this little guy packs a big personality into a compact, sassy frame. Miniature Pinschers are alert, independent, and kind of have that “I-run-this-house” attitude, which makes them hilariously fun to have around.
Standing at about 10–12.5 inches tall and weighing just 8–12 pounds, the Min Pin walks into a room like he owns it—and honestly, he probably does.
He’s alert, fearless, and full of confidence. Think Napoleon—but with four legs, a tail, and a sense of humor. He’ll bark at a leaf, challenge your vacuum to a duel, and act like he’s protecting you from every possible threat (including your mailman).
They’re intelligent and curious—sometimes too curious. Left alone and bored, these tiny Houdinis have been known to open cabinets, escape crates, and throw a one-dog house party.
Why they’re affordable:
Minimal grooming cost (say goodbye to those $80 grooming bills), hardy health, and a small appetite. They’ll make your heart full, not your vet bills.
Not a fan of clingy dogs that follow you to the bathroom? Perfect. These little dynamos are more like your cool roommate than your needy ex. They’re fiercely loyal, always on the lookout for suspicious squirrels, and won’t nag you for belly rubs every 10 seconds (unless they’re in the mood, of course).
2. Rat Terrier
Don’t let the name scare you—Rat Terriers aren’t here to hang with rodents. These charming, high-energy pups are the ultimate combo of compact and capable. They’ll snuggle on the couch but also jog alongside you like they’re training for a tiny dog marathon.
The Rat Terrier is a small to medium-sized dog breed known for its energetic personality, intelligence, and strong hunting instincts. Originally bred in the United States as a farm dog and vermin hunter, this breed is highly active and excels in agility and obedience.
They are loyal and affectionate with their families, often forming strong bonds with their owners. Despite their manageable size, they are fearless and alert, making them excellent watchdogs. Their lively nature means they thrive best in homes where they get plenty of mental and physical stimulation.
Why they’re budget-friendly:
Low grooming needs, generally great health, and a personality that’s worth way more than the price tag.
They don’t need a trip to the salon every month, and have the kind of immune system that laughs in the face of most doggie ailments. Plus, they’re small enough to fit in your life, your lap, and even your carry-on (well, almost).
3. Chihuahua
Meet the Chihuahua: the world’s smallest dog with the world’s biggest personality. These little drama queens (and kings) are fiercely loyal, love to cuddle under blankets, and will judge your life choices from the couch.
With eyes that could melt a glacier and a bark that sounds like it came from a squeaky toy possessed by a gremlin, Chihuahuas are bold, loyal, and hilariously dramatic. WebMD says thanks to their petite size, this breed is among the most portable in the world. Often referred to as “purse dogs,” they’re easy to carry and travel with wherever you go.
The average Chihuahua costs around $600–$800 from a reputable breeder. And guess what? No grooming bills! Many are hairless or have short coats that are DIY-maintenance friendly.
Why they’re cheap:
Tiny bellies mean tiny food bills, and their no-fuss grooming routine keeps your wallet intact. Just don’t forget to buy them a teeny sweater—they get chilly fast!
They’re fiercely devoted to their humans and are more than willing to defend you against… the mailman, a gust of wind, or that suspicious squirrel outside. Perfect for apartment living, but be warned — you’re not adopting a dog, you’re inviting a tiny dictator with adorable ears into your life.
Pro tip: The super-tiny ones may look like living Beanie Babies, but they can come with health issues. Go for a slightly bigger Chihuahua for better health and even lower vet costs.
4. Dachshund
Ah yes, the Dachshund — also affectionately known as the “wiener dog,” “sausage dog,” or “hot dog on legs.” This elongated fellow was originally bred to hunt badgers (yes, actual badgers), which is probably why they still strut around like they run the neighborhood.
With their long backs, stubby legs, and soulful eyes, Dachshunds are part-time comedians, part-time cuddle bugs, and full-time stubborn little sausages.
At around $500 from a breeder, they’re a bargain for the level of comedy and cuddles they bring into your life. Just watch those stairs—those little legs weren’t built for high-rise living.
Why they’re cheap:
Small size, moderate grooming needs, and reasonable food costs. Plus, who can resist a dog shaped like a snack?
They’ll follow a scent trail like a four-legged detective and will challenge you to a staring contest when you ask them to get off the couch. Spoiler alert: they’ll win.
Great with families and surprisingly brave for their size, the Dachshund is a small dog with a mighty heart… and a hilarious way of hopping down stairs.
5. Bichon Frise
Looking like a cotton ball with legs, the Bichon Frise is all charm and no stress. Yes, you’ll need to budget for grooming—unless you’re brave with scissors—but they make up for it by being low-energy cuddle pros with very few health issues.
Picture a cloud. Now give it legs, eyes, and a tendency to prance — that’s the Bichon Frise. These curly-coated charmers look like walking cotton balls, and honestly, they know it. They’re confident, affectionate, and somehow manage to always look like they just walked out of a spa.
They’re like the more affordable cousin of the Shih Tzu (average cost): just as fancy-looking, but much friendlier to your bank account.
Why they’re cheap (overall):
Low medical bills, minimal exercise needs (they’re not trying to train for the Olympics), and a sunny temperament that doesn’t require therapy—yours or theirs.
The Bichon doesn’t bark much, doesn’t shed much, and basically wants to be your full-time emotional support marshmallow. They’re incredibly friendly with kids, adults, strangers, delivery people, and probably ghosts, too. They get along with everyone.
PetPlan notes that this breed is prone to separation anxiety and doesn’t do well when left alone for extended periods. They thrive best in homes where someone is around for most of the day.
Oh, and they love attention. If you’re not paying enough of it to your Bichon, expect a dramatic sigh and a gentle paw tap like, “Excuse me. My fluff isn’t going to admire itself.”
6. Jack Russell Terrier
Don’t be fooled by the small frame and button-cute face — the Jack Russell Terrier is a triple shot of espresso in a fur coat.
Originally bred for fox hunting, these dogs have more energy than a toddler on Halloween candy. If you’re the type who likes quiet, chill weekends with a book… well, a Jack Russell will still give you a book torn into pieces.
Jack Russell Terriers are small but sturdy dogs known for their compact and athletic build. They typically stand between 10 to 15 inches tall at the shoulder and weigh around 13 to 17 pounds.
Despite their relatively small size, they are incredibly energetic, agile, and strong, which makes them excellent companions for active individuals or families. Their size allows them to be very quick and nimble, perfectly suited for their original purpose as hunting and working dogs.
Why they’re cheap:
They rarely get sick, need minimal grooming, and prefer adventures over pampering. Just don’t expect them to sit still for long.
This breed is as smart as it is spunky. You might teach it a trick, but don’t be surprised if it teaches you one instead. Need entertainment? Give your Jack Russell a puzzle toy. Need chaos? Forget to lock your treat drawer. Need cardio? Just try catching it at the dog park.
Despite their wild-child energy, Jack Russells are fiercely loyal, brave to the bone, and will follow you to the moon and back — or at least to the fridge and back. They’re best for active families or anyone training for a marathon (or needing a personal trainer with four legs and zero chill).
7. Dalmatian
Ah, the Dalmatian. Instantly recognizable thanks to those fabulous spots — they’re like the supermodel of the dog world, minus the attitude (well… most of the time). But there’s more to this breed than just looking like it walked out of a Disney movie.
According to Wikipedia, Dalmatians were once firehouse mascots, carriage dogs, and the original Uber security. They’re incredibly alert, athletic, and just a tad dramatic. If a Dalmatian had a voice, it would be that of a Shakespearean actor — everything is a performance.
Despite their flair for the dramatic, Dalmatians make wonderful companions for those who can keep up with their pace and shower them with affection (and maybe the occasional stylish collar).
Yes, they’re a little pricier than others on this list—around $700–$1000 from a breeder—but come on, look at those spots. Instant style points. Dalmatians are energetic, loyal, and born to stand out (literally).
Why they’re relatively affordable:
Low grooming needs, very athletic, and not as high-maintenance as they look. Plus, owning one makes you feel like you’re in a Disney movie. No Cruella allowed.
They’re energetic, affectionate, and incredibly loyal. But here’s the fine print: Dalmatians need regular exercise. If they don’t get their daily dose of zoomies, they may channel that energy into home décor… namely, remodeling your sofa. They also like to be the center of attention. If they were human, they’d host a podcast, run a lifestyle blog, and still find time to lead a spin class.
Conclusion
When it comes to cheap dog breeds, budget-conscious pet lovers can find many options that balance affordability with joy in pet ownership. Small dogs like the Shih Tzu, Pug, and Pembroke Welsh Corgi require less food and often come at more affordable prices. Breeds with minimal grooming or short hair, like American Foxhounds or those considered healthy breeds by the American Kennel Club, can also help save money on grooming costs and pet food.
While purebred dogs may have some common issues, like hip dysplasia, heart disease, or dental problems, proper diet, preventive care, regular brushing, and maintaining activity level can reduce health problems. Choosing a particular breed with low grooming requirements and a long life expectancy or average lifespan can make owning a dog more cost-effective. Whether it’s hairless dogs, small-sized breeds, or others prone to fewer illnesses, understanding total cost and feeding needs is key to smart, affordable pet ownership.
