Who says owning a dog has to break the bank? Being a dog owner is incredibly rewarding, but the cost of pet ownership can add up quickly, especially when thinking of food, grooming, vet bills, and training.
However, not all dogs need to be expensive. Budget-friendly dog breeds with longer lifespans are ideal for families or individuals who want a loyal companion without the high costs of grooming, frequent vet visits, or specialized diets. These breeds make excellent long-term companions since they are often healthy, low-maintenance, and flexible.
If you need a devoted companion that won’t be pricey, then many of these inexpensive breeds are a good option. These budget canines are an ideal match for first-time dog owners and budget-savvy animal lovers who crave years of friendship without the high bills.
Budget Dog Breeds with a Long Lifespan
1. Chihuahua

Average Lifespan: 14-16 years
One of the most popular small dog breeds, Chihuahuas are proof that good things come in small packages. These little dynamos might only weigh 4–6 pounds, but they have the attitude of a heavyweight champ.
Loyal to their humans to a fault, they often pick one person as their favorite, and good luck convincing them otherwise.
Due to their small stature, Chihuahuas are economical in almost all ways: small kibble bills, little crates, and low-grooming requirements. And they’re indoor dogs through and through. A few laps around the living room and a quick walk should do the trick to satisfy their exercise requirements—unless a squirrel gets into the conversation.

Their health is generally solid, and their long lifespans are a huge bonus. These little companions will be giving you attitude and affection for many, many years!
2. Beagle

Average Lifespan: 10-15 years
The purebred dogs are both cheap and can live for a long time when compared to other breeds. They are famous for their affectionate nature, their small physique, and their keen sense of smell.
One of their cutest distinguishing features is their long, floppy ears, which add a comical twist to their charm. Most beagles have short, dense coats with color patterns of black, white, and brown or lemon and white, which are considered tricolor.
Compared to other dogs, they are easy to look after and can be a great fit for first-time owners as their grooming needs are limited, and their food consumption is moderate as a small dog breed, making weekly budgeting easy.

PDSA says like many other purebreds, they are prone to certain health conditions. However, genetic health tests and screening for some issues that may affect them are available, thankfully.
Besides these, they are an evergreen breed and are healthy for the most part, having few breed-specific health problems like ear problems or obesity, if poorly maintained and not regularly exercised. Simply walking or engaging them in some playful activities regularly allows them to be in good shape.
3. Australian Cattle Dog

Average Lifespan: 12-16 years
Often referred to as the Blue Heelers, it is a hardworking and intelligent dog that is also remarkably budget-friendly. Australian Cattle Dogs were originally bred for herding and are known for their stamina, loyalty, and alertness.
Australian Cattle Dogs are energetic dogs that require active homes or working environments to thrive. These dogs are extremely loyal to their families, often forming very strong bonds with one particular person, and they also tend to be wary of strangers, making them great watchdogs.

Unless their exercise requirements are met through daily runs, agility training, and other types of structured activity, these medium-sized dogs are not suited for apartment living. They need consistent training, early socialization, and mental and physical stimulation because of their extremely intelligent and independent nature.
Australian Cattle Dogs are a hardy breed and require less grooming, hence the pet owner can save on grooming services. They are known for their strong health, which means they often have fewer medical issues compared to other breeds, leading to lower vet bills over time.
4. Pug

Average Lifespan: 13-15 years
The Pug is a small, sweet dog noted for its short muzzle, big, round eyes, and unique wrinkled face. Originating from China, Pugs were bred to be companion dogs and continue to excel in that role today.
They have a sturdy, compact build and a smooth, glossy coat that comes in various colors, including fawn, black, and apricot.
Pugs have a big personality—they are playful, loyal, and often have a comical sense of humor. They thrive on human companionship and enjoy being the center of attention, making them ideal pets for families and individuals alike.
Generally, pugs are excellent pups and can get along well with other pets and kids. These strong dogs have average energy levels, even though they are petite.
According to PetMD, this breed is prone to many health problems, particularly those associated with its brachycephalic build.
Their small size means lower food and medication costs, and while they may need some attention to their skin folds and breathing health, overall vet costs are manageable with regular check-ups. If not well maintained, it can lead to obesity, so maintaining a balanced diet and regular exercise program is a must.
Pugs are playful, loving, and don’t need a lot of space or intense exercise, so perfect for city dwellers on a budget who want a loyal and fun furry friend.
5. Rat Terrier

Average Lifespan: 12-18 years
The Rat Terrier is a small-to-medium dog breed that is energetic and intelligent, and full of personality. Originally bred for hunting, Rat Terriers are very quick due to their strong prey drive. These dogs are great for active families or individuals because of their size and energy level.
Rat Terriers are alert and quick learners and tend to excel at obedience and agility. They are loving with family, but reserved or independent around strangers. They do best in homes where they can run, hike, or play fetch to burn off some of the excess energy they have.
They can live a long and healthy life with proper care, but they are also prone to certain health issues such as hip dysplasia and skin allergies. Rat Terriers are happiest when they’ve been exercised and mentally engaged.
‘As high-energy dogs, rat terriers need at least 20 to 30 minutes of moderate-intensity exercise, like brisk walking or jogging, each day,’ says WebMD.
6. American Foxhound

Average Lifespan: 10-12 years
The American Foxhound is a budget-friendly, low-maintenance breed with a long life span. The American Foxhound is a versatile and energetic breed that originated in the United States, primarily bred for hunting foxes.
Friendly and outgoing, these dogs are great with children and other pets, making them a great family dog. However, they have high energy and strong hunting instincts, so they need regular exercise, daily walks or runs to keep them happy. They are intelligent but can be independent and stubborn, so consistent training is key.
Their short coat is easy to groom and doesn’t shed much, so grooming costs and food costs are low. With proper nutrition, exercise, and basic vet care, the American Foxhound can be a loyal, long-lived companion without breaking the bank.
7. Bichon Frise

Average Lifespan: 12-18 years
Known for their friendly personality and curly white coat, the Bichon Frise is a happy, little teddy bear-looking dog breed. The Bichon Frise is a toy breed with a small and robust body, usually 10 to 20 pounds and between 9 and 11 inches in height.
Known for their friendly attitude, these affectionate dogs frequently become close with their families and hence make great friends. With their outgoing temperament and gentleness, Bichon Frises are also excellent with children and other pets.
Their fluffy, hypoallergenic coat may require regular grooming, but they are generally healthy dogs with minimal genetic health issues. Small size means lower food and healthcare costs, and they thrive in small apartments and larger homes.

Bichons are social, smart, and easy to train, making them a great fit for families, singles, and seniors. With proper grooming and preventative care, the Bichon Frise is a great pet to have, which comes without the hefty price tag.
Conclusion
When considering budget dog breeds with a long lifespan, many prospective owners find that choosing one of the cheapest dog breeds or the least expensive dog breeds, ranging from mixed breed dogs and shelter dogs to popular choices like the Labrador retriever and golden retriever, can provide a reliable canine companion without breaking the bank.
Despite the higher initial costs sometimes associated with the most expensive dog breeds, such as French Bulldogs, proper management of pet insurance, regular veterinary care, and addressing common health concerns like maintaining a healthy weight can significantly mitigate grooming expenses.
Additionally, by steering clear of puppy mills and exploring various dog breeds, including the most popular dog breeds alongside the Cavalier King Charles Spaniel and Manchester Terrier, owners can enjoy quality, long-lasting relationships and balanced care in an ever-evolving pet industry.