Getting a dog sounds like a dream—until you start seeing the price tags. Between adoption fees, breeder costs, food, vet visits, grooming, and supplies, many first-time pet parents are surprised by how expensive dog ownership can be. But here’s the good news: a loving, loyal dog doesn’t have to come with a high price tag.
Some dog breeds are far more affordable than others, both upfront and over the long term. These low-cost breeds typically have fewer health issues, minimal grooming needs, and manageable food expenses—making them ideal for budget-conscious owners without sacrificing companionship or quality of life.
Choosing an affordable dog breed doesn’t mean settling for less. Many budget-friendly dogs are affectionate, family-oriented, and easy to care for, making them perfect for first-time owners or anyone looking to keep expenses under control.
We’ll explore the top low-cost dog breeds to love and afford. If you’re dreaming of dog ownership without financial stress, this list will help you find the perfect match.
Quick Insight: Dog breeds like Beagles, Chihuahuas, and mixed-breed dogs are often more budget-friendly due to lower food needs, minimal grooming, and fewer breed-specific health issues.
Top Low-Cost Dog Breeds to Love and Afford
1. Beagle

Purchase Cost: $400-$1,000
If you’re looking for a dog that delivers maximum joy without draining your wallet, the Beagle might just be your perfect match. With their soulful eyes, floppy ears, and permanently wagging tails, Beagles have a way of sneaking straight into your heart—and then into your snack stash.
Originally bred in England as scent hounds for tracking rabbits and foxes, Beagles still take their noses very seriously. Drop a crumb on the floor and don’t worry—they’ll find it. Probably within seconds.

Compared to many purebred dogs, Beagles are relatively affordable, making them a great option for families or first-time dog owners watching their budget.
Purina notes that Beagles are refreshingly low-maintenance. Their short, smooth coat doesn’t require fancy grooming sessions—just the occasional brush and bath. Translation: more cuddle time, less vacuum rage.

Friendly, curious, and always up for an adventure, these smaller dogs are basically the class clowns of the dog world. They’re great with kids, love company, and will happily greet strangers like long-lost friends. Guard dog? Not really. Morale booster? Absolutely.
2. Chihuahua

Purchase Cost: $500–$800
Don’t let their size fool you—Chihuahuas may be small enough to fit in a tote bag, but their personalities take up the entire room. Weighing in at just 3–6 pounds, these tiny dogs are proof that big things really do come in tiny packages… especially sass.
Chihuahuas are one of the more affordable purebred dogs, and their low cost doesn’t stop at purchase. Because they’re so small, they eat very little—your dog food budget might finally get a break.

Chihuahuas are bold, confident, and often blissfully unaware of their size. They will fearlessly challenge dogs ten times bigger and proudly guard their humans like tiny, barking bodyguards. Think of them as the CEOs of confidence… in a very small office.
Thanks to their miniature size, feeding a Chihuahua is surprisingly inexpensive. A few bites go a long way, making them ideal for budget-conscious dog lovers who still want a full-time companion.
Chihuahuas are low-maintenance overall, especially the short-haired variety. Minimal grooming, minimal shedding, and minimal living space required—apartment dwellers, rejoice!
If you want a furry friend that’s easy on your wallet but huge on loyalty, entertainment, and attitude, the Chihuahua delivers. Just remember—you don’t own a Chihuahua. They own you.
3. Dachshund

Purchase Cost: $500–$1,200
Ah yes, the legendary Dachshund—also known as the wiener dog, sausage dog, or “how is that spine even legal?” These low-riding cuties may be small in size, but their personalities are stretched all the way out.
Dachshunds are reasonably priced, especially considering how much entertainment you get in return. One dog, unlimited laughs. Thanks to their compact size, Dachshunds don’t require much food—your grocery budget stays happy.

Whether you choose smooth, long-haired, or wire-haired, Dachshunds need low grooming. A little brushing and the occasional bath will keep your wiener looking award-winning.
Dachshunds were originally bred to hunt badgers, which explains a lot. They’re brave, stubborn, curious, and completely convinced they’re much bigger than they look. Their size makes them ideal for apartments or cozy homes—just don’t underestimate their love for digging, barking, or ruling the household with tiny paws.

In short, Dachshunds are proof that great things come in long, low packages. If you want a dog that’s loyal, hilarious, and budget-conscious—with a side of stubborn charm—the Dachshund might just steal your heart (and your couch).
4. Pug

Purchase Cost: $350–$500
If personality had wrinkles, it would look exactly like a Pug. These little charmers are proof that you don’t need a fancy, high-maintenance dog to have a loyal, lovable companion who doubles as a professional couch buddy.
Pugs are one of the most affordable purebred dogs out there, making them a great choice if you want a big personality without a big price tag. Thanks to their compact size, Pugs don’t eat much—though they’ll act like they haven’t eaten in days.

According to WebMD, Pugs are short-haired dogs that don’t require complicated grooming. A quick brush and basic coat care will do the trick—no spa days, no fancy tools—just simple maintenance and more time for belly rubs.
Pugs are affectionate, playful, and slightly ridiculous in the best way. They snort, snore, and make faces that feel illegal to ignore. They’re happiest when they’re near their humans—preferably on the couch, preferably touching you.
Pugs don’t need intense workouts or marathon runs. Daily activity—like short walks or playtime—is enough to keep them generally healthy and happy.
With regular vet visits, a Pug will stay healthy, happy, and ready to steal your heart with one snore at a time. If you want a dog that’s affordable, low-maintenance, and endlessly entertaining, the Pug is a wrinkle-faced winner.
5. Cavalier King Charles Spaniel

Purchase Cost: $800–$2,500
If you’ve ever wanted a dog that looks like it belongs in a palace but acts like your personal emotional support shadow, meet the Cavalier King Charles Spaniel. These elegant little pups bring royal charm without royal-level expenses—no crown required.
Cavaliers tend to cost a bit more than some other small breeds, but their gentle temperament and adaptability make them worth the investment for many families.

Their silky coats look high-maintenance, but regular brushing and little grooming keep them in top shape. No complicated routines—just consistency and the occasional “wow, you’re gorgeous” compliment.
Despite the royal name, Cavaliers are famously friendly, affectionate, and eager to please. They love everyone—kids, adults, strangers, other pets—and have zero interest in being aloof. Guard dog energy? Absolutely not. Professional lap dog? Nailed it.
Cavaliers enjoy daily walks and playtime but don’t demand extreme exercise. They’re just as happy chasing a ball as they are cuddling on the couch.
In short, the Cavalier King Charles Spaniel is a royal companion with a commoner’s heart—sweet, loyal, and endlessly lovable. If you want a dog that feels like a warm hug with floppy ears, this breed delivers every time.
6. Bichon Frise

Purchase Cost: $525–$700
If happiness came in dog form, it would probably be a Bichon Frise—small, fluffy, and always looking like they just heard great news. These cheerful little pups are basically living cotton balls with legs, and they’re surprisingly easy on the wallet.
Bichons fall right into the affordable range for small breeds, making them a great option if you want a polished-looking pup without luxury pricing.

One of the biggest perks? Bichon Frises are considered hypoallergenic and don’t shed much. That means less fur on your furniture, clothes, and life—and more time enjoying your dog instead of lint-rolling everything you own.
Bichons are friendly, playful, and love being around people. They’re known for their upbeat, almost comedic nature—always ready to entertain, cuddle, or follow you from room to room like a cheerful little shadow.
While their cloud-like coat does need regular brushing and occasional trims, it’s more about upkeep than complexity. Think “looking adorable at all times” maintenance, not “high-drama grooming routine.”
In short, the Bichon Frise is proof that you can have fluff, fun, and friendliness without blowing your budget. If you want a dog that feels like a hug and acts like a ray of sunshine, this little cloud might be your perfect match.
7. Border Collie

Purchase Cost: Around $500
Known as one of the most intelligent dog breeds in the world, this hardworking pup is proof that an affordable dog can still be wildly impressive. For a dog with this much talent, Border Collies are surprisingly affordable.
Originally bred to herd sheep, Border Collies thrive when they have a purpose. They’re highly energetic and do best when given a job and plenty of exercise. Long walks, running, training sessions—this dog is always ready to clock in.

Border Collies excel at agility, obedience, and other dog sports, making them popular with owners who love to compete or stay active. Border Collies are affectionate and loyal, but they will notice if you skip leg day.
These dogs don’t just need physical exercise—they need brain workouts too. Puzzle toys, training games, and learning new tricks are essential unless you want them inventing their own hobbies (which may include reorganizing your house).
The Border Collie is a budget-friendly overachiever—beautiful, brilliant, and bursting with energy. If you’ve got an active lifestyle and love a dog that keeps you on your toes, this breed will happily run circles around your heart (and your backyard).
8. Dalmatian

Purchase Cost: $700–$1,000
If you’ve ever dreamed of owning a dog that looks like a walking piece of modern art, the Dalmatian has you covered—spots included, attitude optional. These instantly recognizable pups are more than just movie stars; they’re surprisingly practical for the right owner.
For such an iconic breed, Dalmatians are fairly affordable. You’re basically paying for a dog and a fashion statement. Despite all that black-and-white flair, Dalmatians are low-maintenance when it comes to grooming.

Their short coat only needs basic care—no fancy trims or salon appointments required. Easy, breezy, spotted perfection. Dalmatians are energetic and do best with regular exercise. Long walks, playtime, or runs help keep them happy and well-behaved.
These dogs are smart, alert, and affectionate with their families. They love attention and tend to form strong bonds—just don’t be surprised if they act like the star of the show. Because, honestly, they kind of are.
The Dalmatian is proof that you can have style, substance, and spots without breaking the bank. If you want an energetic, eye-catching companion who turns heads on every walk, this breed delivers—one dot at a time.
9. American Foxhound

Purchase Cost: Around $500–$1,000
If you’re looking for a dog that combines good looks, loyalty, and low-maintenance living, the American Foxhound might just be your perfect match. With its athletic build and friendly personality, this breed is as versatile as it is budget-conscious.
The American Foxhound is one of the more affordable purebred dogs, making it a great choice for families, first-time dog owners, or anyone who wants a reliable companion without emptying their wallet.

The American Kennel Club (AKC) describes this breed as “low-maintenance,” which translates to fewer grooming headaches and a generally easygoing lifestyle.
American Foxhounds are loving, gentle, and great with families. They have a calm demeanor indoors, but they’re always ready for outdoor adventures. These pups are naturally energetic because of their hunting heritage, but they’re also affectionate and adaptable.
In short, the American Foxhound is a smart, loving, and affordable companion. If you want a dog that’s easy to care for, loyal to a fault, and still full of character, this breed checks all the boxes without breaking the bank.
10. Basenji

Purchase Cost: $1,200 and $2,500
If you want a dog that’s stylish, independent, and comes with a unique twist—meet the Basenji. Known as the “barkless dog,” this clever pup communicates with yodel-like sounds instead of traditional barking. Perfect for apartments… and neighbors who appreciate peace and quiet.
While Basenjis are on the pricier side of the budget-friendly spectrum, their low-maintenance nature makes them a smart investment for owners looking for a clever, one-of-a-kind companion.

With a short, fine coat, Basenjis are surprisingly easy to care for. Minimal shedding and occasional brushing keep them looking sleek without high grooming costs.
These little escape artists are affectionate with their families but often independent thinkers. They’re playful, adventurous, and sometimes hilariously stubborn—but that’s all part of the charm.
Basenjis are highly intelligent and need mental stimulation as much as physical activity. Puzzle toys, short training sessions, or interactive games are essential to keep them happy—otherwise, they may invent their own (sometimes mischievous) entertainment.
The Basenji proves that a dog doesn’t have to bark to make a statement. If you’re ready for a clever, low-maintenance, and truly unique companion, this breed delivers personality, charm, and a little yodel on the side.
Conclusion
Owning a dog doesn’t have to strain your budget. Many low-maintenance breeds and mixed-breed dogs—often found in local shelters—offer great companionship with fewer vet bills, manageable grooming expenses, and reasonable food costs. Smaller dogs eat less, while some larger dogs, like Labrador Retrievers and Golden Retrievers, are generally healthy breeds with predictable care needs.
Options such as the Miniature Schnauzer, Shih Tzu, and even French Bulldogs can fit budget-minded homes when paired with pet insurance and moderate grooming. Choosing the right breed helps keep costs low while enjoying one of the best dog breeds for everyday life.
