Bringing a dog into your home doesn’t have to come with a high price tag. In fact, some dog breeds are naturally budget-friendly, offering companionship, loyalty, and personality without requiring expensive care or maintenance.
Whether you’re a first-time dog owner, a family on a budget, or someone looking for an affordable furry friend, these breeds prove that happiness doesn’t have to be costly. Budget-friendly dogs are often smaller in size, low-maintenance in grooming, or adaptable in diet and healthcare.
That doesn’t mean they lack charm—they are intelligent, playful, and affectionate, ready to become full-fledged members of your family. Choosing an affordable dog breed also means considering long-term care, including training, nutrition, and preventive health, which can be managed without overspending.
We’ll explore the top 10 cheapest dog breeds, highlighting their personalities, care needs, and what makes them both lovable and affordable. Get ready to meet your perfect, cost-conscious canine companion without compromising on love or companionship.
Quick Insight: Low-maintenance dog breeds tend to cost less over a lifetime due to lower food consumption, minimal grooming needs, and fewer health issues.
Top Budget-Friendly Dog Breeds: A Complete Guide
1. Chihuahua

Average Cost: $500–$1,000.
Tiny but mighty, Chihuahuas are like the espresso shots of the dog world—small, full of energy, and impossible to ignore. Britannica noted that the tiniest recognized dog breed gets its name from the Mexican state of Chihuahua, where it was first documented in the mid-1800s.
These pint-sized pups have gigantic personalities and an uncanny knack for making you feel like the most important person in the world. They’re smart, eager to learn tricks, and absolutely adore being close to their humans. Think of them as your loyal, four-legged shadow.

But here’s the thing: Chihuahuas are not fans of alone time. If you’re gone all day, expect some dramatic protests—howls, yips, and maybe even a little furniture sabotage. They’re also not ideal playmates for tiny humans; their delicate frames mean a tumble from a toddler could end badly for both parties.
Despite their small stature, Chihuahuas can have a feisty streak. They may get aggressive, even with dogs much bigger than them, so supervision is a must during doggy meetups.
The silver lining? Feeding one of these tiny dynamos won’t break the bank. Their little tummies require very little food, which is great news for your wallet—and your conscience. A Chihuahua may be small in size, but they deliver a lot of love, laughter, and personality per dollar spent.
2. Poodle

Average Cost: $500–$2,000
When you think of elegance, intelligence, and a dog that basically looks like it stepped off a fashion runway, you’re thinking of a Poodle. But don’t let their fancy haircuts fool you—these pups are as smart as they are stylish, and their brains come with a side of endless energy.
Poodles come in three sizes—Toy, Miniature, and Standard—so whether you want a tiny companion for your apartment or a larger companion for park adventures, there’s a Poodle for you.
They do require little grooming, though. That fluffy coat needs regular care, but here’s a silver lining: you can get creative. Fancy trims, fun colors (temporarily, of course), or a simple tidy-up—whatever fits your budget.
And since Poodles are intelligent and active, regular playtime and mental stimulation are a must. A bored Poodle is a mischievous Poodle, and nobody wants shredded toilet paper as a welcome-home gift.
On the bright side, Poodles are generally healthy dogs, and their smaller food portions compared to other medium-to-large breeds help keep costs down.
Plus, they’re loving, loyal, and often considered hypoallergenic, making them perfect for homes with sensitive noses.
3. Shih Tzu

Average Cost: $500–$1,000.
Meet the Shih Tzu: The ultimate lap dog with a face so cute it could stop your heart—kind of like a tiny, furry royalty package. These little charmers are affectionate, friendly, and thrive on attention, making them perfect companions for someone who loves cuddles, couch time, and endless puppy snuggles.
Shih Tzus are small but sturdy, so unlike some dainty pups, they can handle a little gentle play. They’re generally good with kids, though you’ll want to teach little hands how to be gentle—after all, no one wants a tiny dog drama over a tug-of-war session gone wrong.

Their coat is long, luxurious, and famously Instagram-ready—but yes, it does require regular grooming. You can always opt for a “puppy cut,” which keeps maintenance simple and lets your Shih Tzu still strut around looking adorable without breaking the bank.
WebMD says these dogs have a calm demeanor and are quiet indoors, which keeps your energy levels and food budget in check. While they love walks and playtime, they’re perfectly content curling up next to you after a short stroll.

And bonus: their small size means they eat a modest amount of food, which keeps costs low without compromising their happiness.
In short, the Shih Tzu is the perfect mix of glamour, snuggles, and low-cost living—basically the little dog version of a five-star companion without the five-star price tag.
4. Miniature Schnauzer

Average Cost: $500–$1,500
If you want a dog that’s part playful sidekick, part alert watchdog, and all-around lovable companion, say hello to the Miniature Schnauzer. These little bearded dynamos are full of personality—and they love being wherever you are.
Want to go to the kitchen? They’re there. Watching TV? They’re snuggled up beside you. Miniature Schnauzers are basically the four-legged version of a loyal best friend… who also happens to look dapper with their signature beard and eyebrows.

They have plenty of energy and enjoy playtime, running around, and sometimes inventing their own games—usually involving stealing socks or bouncing after a ball.
But don’t worry: Their watchdog instincts mean you’ll always be the first to know when the mail arrives, a leaf falls, or your neighbor dares to approach the house. Who needs an expensive home security system when you’ve got a Schnauzer on duty?
Grooming is a minor consideration—they need regular brushing and occasional trims—but nothing too wallet-draining. And since they’re small to medium-sized dogs, their food costs are reasonable too, leaving more money for toys, treats, and maybe even a tiny doggy sweater for winter.
In short, Miniature Schnauzers are playful, loyal, and hilariously alert companions. They’re like having a tiny, furry bodyguard who also doubles as your personal entertainer—and all without emptying your wallet.
5. Pekingese

Average Cost: $500–$1,500
Meet the Papillon, the “butterfly dog” whose signature ears resemble delicate wings—and whose personality is anything but fragile. Don’t let their dainty, elegant appearance fool you; these tiny dynamos are lively, intelligent, and packed with energy.
They practically beg for games, training sessions, and mental challenges to keep their clever minds busy. A bored Papillon might find its own “creative” ways to entertain itself, so keeping them mentally stimulated is key to a happy, well-behaved pup.

Papillons are affectionate and love being part of every family adventure. Whether it’s a brisk walk in the park, a game of fetch, or simply curling up on the couch for a lazy afternoon, these little charmers want to be wherever the action is.
Their tiny size also makes them incredibly budget-friendly. Food costs are minimal, and while they do enjoy toys, you won’t need a full toy store to keep them happy. Plus, their small frame means they can adapt easily to apartment living or homes with limited space.
In short, the Papillon is a perfect blend of elegance, brains, and playful energy in a pint-sized package. They’re loyal, entertaining, and endlessly charming—a small investment for a big-hearted companion that will keep you laughing, busy, and absolutely smitten.
6. Yorkshire Terrier

Average Cost: $500–$1,500
Tiny in size but huge in personality, the Yorkshire Terrier—fondly called the Yorkie—is like a pint-sized ball of sass and charm rolled into one adorable package. These little pups are feisty, spirited, and absolutely love being the center of attention.
Yorkies generally get along well with other pets, as long as they’ve been raised together. But don’t be fooled: their small stature doesn’t stop them from acting bold, and they often forget just how tiny they are.

A Yorkie can be surprisingly brave—or stubborn—around strangers or larger dogs, so keeping an attentive eye on them is essential. Think of them as the fearless little boss of your household.
Their tiny size is a major plus for your wallet. They don’t eat much, so feeding costs stay low. However, Yorkies do tend to bark when bored or lonely, and they might get creative with your furniture if left alone for long periods.
In short, the Yorkshire Terrier proves that great things come in small packages. They’re lively, loving, and fiercely devoted—perfect for someone ready to match their energy, humor, and affection… without spending a fortune.
7. Papillon

Average Cost: $500–$1,500
Meet the Papillon, the “butterfly dog” whose signature ears resemble delicate wings—and whose personality is anything but fragile. Don’t let their dainty, elegant appearance fool you; these tiny dynamos are lively, intelligent, and packed with energy.
They practically beg for games, training sessions, and mental challenges to keep their clever minds busy. A bored Papillon might find its own “creative” ways to entertain itself, so keeping them mentally stimulated is key to a happy, well-behaved pup.

Papillons are affectionate and love being part of every family adventure. Whether it’s a brisk walk in the park, a game of fetch, or simply curling up on the couch for a lazy afternoon, these little charmers want to be wherever the action is.
They are highly trainable, making tricks, obedience, and even agility exercises a fun bonding experience that strengthens your connection—and keeps them entertained.
Their tiny size also makes them incredibly budget-friendly. Food costs are minimal, and while they do enjoy toys, you won’t need a full toy store to keep them happy. Plus, their small frame means they can adapt easily to apartment living or homes with limited space.
In short, the Papillon is a perfect blend of elegance, brains, and playful energy in a pint-sized package. They’re loyal, entertaining, and endlessly charming—a small investment for a big-hearted companion that will keep you laughing, busy, and absolutely smitten.
8. Bichon Frise

Average Cost: $700–$1,200.
The Bichon Frise is basically happiness on four fluffy paws. Cheerful, affectionate, and full of personality, these little bundles of joy make wonderful companions for singles, couples, or families alike.
They thrive on attention and love being part of your daily life—cuddles, playtime, or even just hanging out on the couch, they’re happy either way. Their small size also means their food bill stays tiny, which leaves more room in the budget for toys, treats, and maybe even a little bow or two (because why not?).

Beyond their adorable appearance, Bichons are smart cookies. They love to learn, which makes training a fun bonding experience rather than a chore.
Teaching them tricks not only keeps them mentally stimulated but also provides hours of entertainment as they show off their new skills—sometimes with a dramatic flair only a Bichon can pull off.
In short, the Bichon Frise is playful, affectionate, and endlessly entertaining, making it a perfect budget-friendly option for anyone looking for a small dog with a big heart and an even bigger personality.
9. Dachshund

Average Cost: $500–$1,200.
Meet the Dachshund: The long-bodied, short-legged dynamo with enough personality to fill a much bigger frame. Friendly, playful, and surprisingly clever, these little sausages are excellent family pets and apartment-friendly companions.
Their compact size makes them easy to care for, and their charm? Absolutely irresistible. But a word of warning: boredom can turn a Dachshund into a one-dog bark-fest.

If you’re not ready for a few vocal protests when they’re feeling neglected, your neighbors might start giving you side-eye. Luckily, with proper training, attention, and playtime, a Dachshund becomes a sweet, loyal, and endlessly entertaining family member.
Another bonus? Dachshunds are often available in shelters at affordable prices, so you can adopt your long-bodied friend without stretching your budget.
With love, care, and a few treats, a Dachshund will happily waddle their way into your heart—and maybe even into your favorite chair.
10. Pug

Average Cost: $600–$1,200.
The Pug: A wrinkly-faced, snort-filled bundle of joy that proves you don’t need a lot of size to make a huge impression. PetMD mentions that these little comedians are affectionate, playful, and full of personality, with enough charm to make anyone smile—even on the grumpiest of days.
Pugs are perfect for apartment living thanks to their small size, and their love of cuddles means they’ll happily curl up on your lap or snuggle beside you on the couch.

Food costs are minimal, which keeps them very wallet-friendly—but don’t be surprised if they give you those irresistible “feed me” eyes every time you walk by the kitchen. While Pugs are generally easygoing, their snorts, snuffles, and occasional stubborn streaks keep life entertaining.
They thrive on attention and companionship, so leaving them alone for long hours is not recommended—they like to be where the action is. In short, the Pug is a lovable, funny, and loyal companion.
They may be small, but they bring big laughs, endless snuggles, and a heartwarming dose of personality—all without breaking the bank.
Conclusion
For budget-conscious pet lovers, owning a dog can be affordable with the right breed. The least expensive dog breeds, including Border Collie, Cocker Spaniel, and Miniature Pinscher, are smart dogs and healthy breeds with a gentle and easygoing nature. Mixed-breed dogs often have lower purchase prices, adoption fees, and vet bills.
Low grooming and minimal shedding reduce grooming costs; occasional or weekly brushing suffices even for long coats.
Considering pet insurance, vet costs, and life expectancy ensures responsible dog ownership without overspending, making these cheap breeds ideal for first-time pet parents.
