Want a dog but worried about the costs? You’re not alone! A recent study found that pet owners in the U.S. spend an average of $1,533 per year on dog care, with expenses ranging from food to vet bills. But here’s the good news—not all dogs come with a hefty price tag!
Some breeds are naturally low-maintenance, requiring less food, fewer grooming sessions, and minimal healthcare costs—all while offering the same unconditional love and companionship. Whether you’re a first-time pet owner or simply looking for an affordable furry friend, we’ve got you covered!
Get ready to meet 7 adorable and budget-friendly dog breeds that prove you don’t need deep pockets to have a loyal companion.
Inexpensive Pet Dog Breeds
1. Chihuahua

Chihuahuas are proof that great things come in small, budget-friendly packages. As one of the most affordable dog breeds, they don’t rack up hefty expenses on food, grooming, or healthcare. Their compact size makes them ideal for apartment living, and they thrive with minimal upkeep. For dog lovers seeking a loyal companion without the high costs, this tiny breed is a perfect match.
With their petite stature, Chihuahuas don’t need much to fill their bellies. A high-quality diet keeps them happy and healthy, and their small appetite means food expenses stay low. Unlike larger breeds, they won’t devour your grocery budget, making them an economical choice. Even premium dog food lasts much longer, helping owners save significantly.

Grooming these little pups is a breeze, as their short coats require minimal maintenance, as per PetMD. An occasional bath and nail trim are all it takes to keep them looking sharp. Long-haired varieties need slightly more brushing, but overall, professional grooming isn’t a frequent necessity. Their low-maintenance nature makes them a dream for budget-conscious owners.
Despite their resilience, Chihuahuas can be prone to dental issues, patellar luxation, and heart conditions. Regular vet checkups help prevent major health concerns, keeping long-term costs manageable. Investing in pet insurance can further ease the financial burden of unexpected medical expenses. With proper care, these tiny pups can live up to 20 years!

Their feisty and affectionate nature makes them fantastic companions for both new and experienced dog owners. They form strong bonds and thrive in loving homes, but their bold personalities may require patient training. Whether you live in a small apartment or a cozy home, these little dynamos bring endless love and entertainment.
2. Beagle

Beagles bring joy without draining your wallet, making them one of the least expensive dog breeds to own. They don’t demand fancy treatments or extravagant accessories—just love, food, and plenty of adventure. Unlike some expensive dog breeds, these playful pups fit into a budget-friendly lifestyle without sacrificing charm. Their cheerful personalities make every penny spent feel like a bargain!
When it comes to mealtime, Beagles are always up for a snack, but their food portions remain reasonable. A well-balanced diet keeps them energetic without breaking the bank. While they might try to convince you they need “just one more treat,” their food costs stay manageable. As long as you watch those puppy eyes and portion control, their meals remain affordable.

Low-maintenance grooming is another win for budget-conscious owners. Their short coats don’t require frequent trips to a groomer—just a quick brush and an occasional bath do the trick. While they shed a bit, keeping up with simple home care prevents any major mess. No fancy haircuts are needed—just a happy, wagging tail and a soft, huggable coat!
On the health front, Beagles are generally sturdy, but routine veterinary care is essential to keep them in top shape. Ear infections, obesity, and hip issues can pop up, but regular checkups prevent bigger problems. Investing in preventative care saves money in the long run, ensuring these lovable scent hounds stay active and healthy.
For those who love dogs with playful energy, Beagles are an absolute delight. Their friendly nature makes them great for families, singles, and even first-time owners, as per Purina. Always up for an adventure, they thrive in homes that appreciate a little mischief. Whether you want a hiking buddy or a couch cuddler, this purebred dog offers the best of both worlds!
3. Pug

Pugs are tiny bundles of joy that won’t drain your wallet, making pet ownership both fun and affordable. They don’t need fancy gear or endless activities to stay happy—just belly rubs and snacks. Unlike pricier breeds, they bring a big personality without big expenses. Their playful antics make every penny spent on them completely worth it!
Despite their love for food, these little charmers don’t eat much. Their small size keeps meal portions light, which helps cut down on grocery bills. However, their pleading eyes are dangerously effective at securing extra treats. Stick to a proper diet, and your pug will stay both happy and healthy without costing a fortune.

Low grooming costs make pugs even more budget-friendly. Their short coats require minimal brushing, and professional grooming isn’t a frequent necessity. The only real maintenance? Wiping between their adorable wrinkles to keep them clean and irritation-free. A few minutes of care keeps them looking fresh and feeling fabulous!
Pugs are prone to certain health issues, especially breathing problems and weight gain. Their squishy faces may cause snoring, and they love food a little too much. Regular vet visits and portion control help keep them in shape. A little care goes a long way in ensuring these lovable clowns stay by your side for years.
With their affectionate and laid-back nature, pugs fit into almost any lifestyle, as stated in the AKC. They’re perfect for apartments, families, or anyone wanting a loyal, easygoing companion. Unlike dogs from puppy mills, well-bred pugs are healthier and happier, bringing endless love without hidden problems. Their charm and budget-friendly needs make them an irresistible choice!
4. Greyhound

Greyhounds may look like luxury racers, but they’re surprisingly affordable companions. Unlike some larger dogs, they don’t require excessive food, pricey grooming, or high-maintenance care. Their calm nature at home makes them easy to manage, proving that elegance doesn’t have to come with a hefty price tag. A budget-friendly best friend with a regal touch!
Despite their athletic build, Greyhounds aren’t big eaters. They need quality food, but their portions stay reasonable, thanks to their lean physique. Overfeeding can lead to weight gain, so a proper diet keeps them in top shape. These graceful sprinters are all about speed, not snacking!

When it comes to minimal grooming, Greyhounds are as low-maintenance as it gets. Their short, sleek coats shed very little, meaning no expensive trips to the groomer. A quick brush now and then is all they need to keep looking elegant. Less time spent on grooming means more time for cuddles and naps!
Unlike many breeds, Greyhounds have fewer health issues, making them a cost-effective choice. Their overall build keeps them generally healthy, with fewer hereditary problems compared to other dogs. Regular vet checkups and a good diet keep them thriving. A happy, healthy pup means fewer surprises in vet bills!
Though known as energetic dogs, Greyhounds are surprisingly laid-back at home. A daily sprint and a cozy couch make them perfectly content. Avoiding backyard breeders ensures you get a well-raised dog with fewer behavioral issues. Whether lounging indoors or zooming outside, they’re the perfect mix of elegance and affordability!
5. Rat Terrier

Rat Terriers are the perfect mix of affordability and fun, proving that owning a dog doesn’t have to break the bank. These lively pups are smart and adaptable and thrive in various living spaces. Their small size and minimal needs make them a budget-friendly choice for anyone looking for a playful companion without hefty expenses.
Unlike some big dogs, Rat Terriers have smaller appetites, keeping food costs low. They stay energetic without requiring large meals, making them easy on the wallet. A well-balanced diet ensures they maintain their athletic build without unnecessary expenses. With their love for activity, they burn off energy without burning through your budget!

Grooming is a breeze with these little dogs, thanks to their short, low-maintenance coats. They shed moderately but don’t require professional grooming. A simple brush and occasional bath keep them clean and comfortable. Their fuss-free upkeep makes them a practical choice for busy owners.
Health-wise, Rat Terriers are a sturdy breed and not prone to hip dysplasia, unlike some larger breeds. They generally enjoy long, active lives with minimal health concerns. Regular vet checkups and a good diet keep them thriving. A durable dog means fewer vet visits and fewer unexpected bills!
If you’re looking for an affordable pup, consider checking local shelters or rescue organizations before buying. Responsible, reputable breeders also ensure a well-bred, healthy dog without hidden issues. Whether competing in dog shows or simply being a loving pet, Rat Terriers prove that great things come in small, budget-friendly packages!
6. Bichon Frise

A Bichon Frise may look fancy, but don’t let that fluffy coat fool you—they’re a budget-friendly choice for dog lovers. Their cheerful nature and adaptability make them a great option for those wanting an affordable yet charming companion. Unlike some high-maintenance small dogs, Bichons bring luxury without the high price tag.
When it comes to food, they have modest appetites, making meal costs manageable. Their playful personality keeps them active, but they don’t need excessive portions to stay energetic. A well-balanced diet keeps them in good health, ensuring a long and happy life without expensive food bills.

Though they require professional grooming, their hypoallergenic coat means less shedding and fewer allergies for humans. Routine trims keep them looking fresh, and their grooming needs are predictable. A little upkeep goes a long way in maintaining their signature fluff without unexpected expenses.
Bichons are known for their good health, facing fewer genetic issues than many other breeds. Regular vet checkups and a healthy lifestyle help them avoid major medical costs. With proper care, these pups can enjoy a long, joyful life with minimal health concerns.
Despite their small size, they thrive with regular exercise, enjoying walks and playtime. They get along well with animals and people alike, making them ideal for families or solo owners. Whether cuddling on the couch or bouncing around the park, their affectionate personality makes them worth every penny!
7. American Hairless Terrier

The American Hairless Terrier is a fantastic option for those seeking a lower-cost companion without sacrificing personality. These playful pups are sturdy, adaptable, and require fewer expenses than many other breeds. Their small size and minimal needs make them a budget-friendly pick for dog lovers looking for an economical pet.
Food costs stay reasonable since they don’t overeat and maintain steady energy levels with moderate portions. They enjoy playtime and exercise but don’t require excessive meals to fuel their activity. A well-balanced diet keeps them happy and healthy without breaking the bank on specialty foods.

One of the biggest perks? Low grooming requirements mean no expensive trips to the groomer! With no fur to shed, maintenance is as simple as an occasional bath and sun protection. Less fur also means fewer allergens, making them a great choice for allergy-sensitive owners.
Health-wise, these terriers are relatively hardy, though their exposed skin requires protection from the elements. With routine vet visits and proper care, they avoid many common health concerns, keeping medical expenses lower than other breeds. Investing in pet insurance can further reduce unexpected costs.
Their affectionate and curious nature makes them perfect for various households, from singles to families. They thrive on companionship and adapt well to different lifestyles. Whether you live in an apartment or have a big backyard, these terriers are always up for fun without the high price tag!
Conclusion
Finding a furry friend at an affordable price doesn’t mean sacrificing love or loyalty. Many mixed-breed dogs offer just as much affection as their purebred counterparts while being easier on the wallet. A well-chosen companion can bring joy without financial strain.
Breeds like the Manchester Terrier and Jack Russell Terrier prove that small dogs pack big personalities. Whether it’s the playful nature of a Miniature Pinscher or the intelligence of a German Shepherd, there’s an option for every lifestyle. Choosing wisely ensures a lifelong bond.
Some breeds, like the Labrador Retriever, boast an impressive average lifespan, making them a great long-term investment. Regular care, including regular brushing, helps maintain their health and happiness. Simple grooming habits prevent bigger issues down the line.
Health is an important factor, as even affordable breeds can face dental problems or heart disease if neglected. Choosing dogs with fewer health problems, like the hardy Jack Russell, can save on vet bills. Preventive care is key to keeping costs low.
At the end of the day, affordability shouldn’t mean compromise. Whether it’s the ever-popular French Bulldog or the charming Pembroke Welsh Corgi, the right dog can be both a budget-friendly and a beloved companion. No matter the breed, love is always priceless!